Safely Accommodating Employees with Disabilities at Your Nonprofit

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One goal any organization should have in place is to provide a safe working environment for its employees. However, if your organization employs a person with a disability of any kind, there may be risks or exposures you haven’t considered yet that may cause the working environment to be less safe for them. The Americans with Disabilities Act (ADA) requires, “accommodations for both current and prospective disabled employees to perform the ‘essential functions’ of a job.” This is important to consider to make the workplace equally safe for these individuals and reduce risk.

The most important step to creating a safer working environment is to conduct an in-depth risk assessment with disabled employees in mind. Points the risk assessment should cover include the individual’s work-related tasks and activities; work equipment they will use, as well as other physical hazards; whether or not further information and/or training on the individual’s needs are necessary; and other general risk assessments.

Once your risk assessment is completed, you’re ready to start making accommodations that will make the disabled individual’s work environment safer. Some of these changes are simple and low cost, while others may be a bit more costly, but necessary. Examples include:

– Keeping pathways free of obstruction for those requiring the use of a wheelchair or assistive devices for walking.
– Installing hand rails in stairways, inside of bathroom stalls and in other locations deemed necessary.
– Widening doorways to accommodate employees in wheelchairs.
– Replacing stairs with ramps.

Everyone deserves a safe work environment, and Lamb Financial Group can help you achieve one. Site safety evaluations are a part of our risk management services. We can arrange for an inspection to ensure a safe place for all of your employees to work in, as well as help you achieve a work site in compliances with OSHA standards. Contact us today at 1-866-481-5262 for more information.


Board of Directors and CFOs Turning Focus to Risk Management

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Research conducted earlier this year by two different organizations has revealed that both chief financial officers (CFOs) and board directors are paying more attention to risk management than ever before.

In a poll conducted by the Institute of Internal Auditors, 35 percent of respondents, about one-third of those polled, noted they would like to focus more of their attention on risk management and risk management effectiveness. Risk management came in second only to information technology and compliance and regulatory issues.

Research jointly conducted by American Express and Co. and CFO Research revealed CFOs will “likely have a greater role in risk management in 2014,” attributing this prediction in part to the “enhanced role” CFOs play in business operations. The report also shared that taking on a role in risk management strategies can help foster a CFO’s conflict resolution abilities and develop skills that cater to the unique goals of the organization.

Both board directors and CFOs can play a very important role in an organization’s risk management strategies. They can offer valuable insight other leaders in an organization might overlook or may not even acknowledge. Of course it also helps to have the assistance of a professional who can provide an objective opinion and provide a comprehensive risk management package that helps reduce risks and exposures. This is where Lamb Financial Group comes in.

In addition to various insurance programs for nonprofits and social services organizations, we also offer risk management services ranging from background and motor vehicle records checks and claims consulting to site safety evaluations and more. Those who take a part in their organization’s risk management plans are invited to visit our website for more information on our risk management services, or you can contact us at 1-866-481-5262.


The Biggest Risk Management Challenges Nonprofits Face

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Due to limited funding, many nonprofit organizations overlook risk management or assign it as a lower priority for fear of it being costly. The reality is, not having a risk management strategy can terminate the operation of your nonprofit organization all together. Understanding the biggest risk management challenges nonprofits face can help you formulate a strategy to ensure your nonprofit organization can weather any storm.

Do you raise funds online? Raising money online exposes nonprofits to a whole host of potential losses. While this is one of the largest risks nonprofits take, it’s the one that is least considered, according to a recent survey of nonprofit risk management programs. Using the internet to raise funds can subject the nonprofit to stolen information protected under the privacy act, security breaches on their networks and even media liability complications. When embarking on such endeavors, risk should be thoroughly evaluated and a plan should be implemented in case of a loss. Comprehensive risk management would include off-site data storage, a business continuity plan, and insurance to cover potential losses.

In addition to fundraising efforts through the internet, there are other major risk management concerns related to the services an organization provides that must be addressed. For instance, if an organization provides afterschool care services and shuttles children from schools to a program site, all drivers should complete a safe driver training. Risks may also come along when an organization decides to offer services that slightly stray from its core mission. While the intent is admirable, as one risk management expert shares, “it completely changes the risk profile of the organization.”

It is critical for nonprofit organizations to develop and implement a risk management plan that comprehensively address all areas of the operation. The insurance brokers at Lamb Financial Group are seasoned experts in providing insurance and risk management services to nonprofits and social services organizations. Our experienced brokers can help you look at the different risks your organization faces, and develop a risk management strategy that addresses your needs. Call us at 866-481-5262 or contact us to learn about developing a comprehensive risk management plan for your organization.