Food Service Risks – Avoiding Foodborne Illnesses at Your Organization

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One in six Americans will get sick every year due to food borne illnesses. This factor directly affects your non-profit organization if you regularly serve food to customers. If you are not properly insured against this illness, your non-profit could greatly suffer from the mitigation costs. It is important to know what causes food borne illnesses, the symptoms that occur, and how to avoid them in order to lessen the risk of infecting your customers. It is highly beneficial to have the proper insurance coverage if food borne illness should occur.

Bacteria, viruses, parasites, and chemicals are all causes of food borne illness. Contamination can happen during the harvesting and processing of foods, or through food preparation in kitchens. Thoroughly washing hands and surfaces after touching raw meats can help avoid cross-contamination with other foods. Food also needs to be properly stored and separated in order to stop any bacterial growth. Properly cooking meats is the only way to kill any bacteria that have started to grow.

In addition, viruses and parasites spread through contaminated water or already infected beings. Chemicals can spread through the toxins of fish as well as contaminated vegetables and fruits, therefore, produce needs to be thoroughly washed before it is consumed.

Furthermore, the quicker symptoms are determined, the quicker you can react to prevent others from becoming sick. The most common symptoms include the following:
Abdominal pain

Chemicals can cause further complications such as headaches and dizziness. Dehydration is the biggest complication when dealing with food borne illnesses and can cause critical health problems if not properly treated. A list of illnesses can be found through conducting further research. Additionally, anyone can be infected with a food borne illness; however, if your customers are mostly young, elderly, or have weakened immune systems they will be the most inclined to suffer serious side effects.

If your non-profit organization regularly serves food, you need to make sure your organization is properly covered. An insurance professional from Lamb Financial Group can assist in providing your non-profit organization with the proper insurance coverage. Call 866-481-5262 or contact us to learn more.

Safely Accommodating Employees with Disabilities at Your Nonprofit

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One goal any organization should have in place is to provide a safe working environment for its employees. However, if your organization employs a person with a disability of any kind, there may be risks or exposures you haven’t considered yet that may cause the working environment to be less safe for them. The Americans with Disabilities Act (ADA) requires, “accommodations for both current and prospective disabled employees to perform the ‘essential functions’ of a job.” This is important to consider to make the workplace equally safe for these individuals and reduce risk.

The most important step to creating a safer working environment is to conduct an in-depth risk assessment with disabled employees in mind. Points the risk assessment should cover include the individual’s work-related tasks and activities; work equipment they will use, as well as other physical hazards; whether or not further information and/or training on the individual’s needs are necessary; and other general risk assessments.

Once your risk assessment is completed, you’re ready to start making accommodations that will make the disabled individual’s work environment safer. Some of these changes are simple and low cost, while others may be a bit more costly, but necessary. Examples include:

– Keeping pathways free of obstruction for those requiring the use of a wheelchair or assistive devices for walking.
– Installing hand rails in stairways, inside of bathroom stalls and in other locations deemed necessary.
– Widening doorways to accommodate employees in wheelchairs.
– Replacing stairs with ramps.

Everyone deserves a safe work environment, and Lamb Financial Group can help you achieve one. Site safety evaluations are a part of our risk management services. We can arrange for an inspection to ensure a safe place for all of your employees to work in, as well as help you achieve a work site in compliances with OSHA standards. Contact us today at 1-866-481-5262 for more information.


Board of Directors and CFOs Turning Focus to Risk Management

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Research conducted earlier this year by two different organizations has revealed that both chief financial officers (CFOs) and board directors are paying more attention to risk management than ever before.

In a poll conducted by the Institute of Internal Auditors, 35 percent of respondents, about one-third of those polled, noted they would like to focus more of their attention on risk management and risk management effectiveness. Risk management came in second only to information technology and compliance and regulatory issues.

Research jointly conducted by American Express and Co. and CFO Research revealed CFOs will “likely have a greater role in risk management in 2014,” attributing this prediction in part to the “enhanced role” CFOs play in business operations. The report also shared that taking on a role in risk management strategies can help foster a CFO’s conflict resolution abilities and develop skills that cater to the unique goals of the organization.

Both board directors and CFOs can play a very important role in an organization’s risk management strategies. They can offer valuable insight other leaders in an organization might overlook or may not even acknowledge. Of course it also helps to have the assistance of a professional who can provide an objective opinion and provide a comprehensive risk management package that helps reduce risks and exposures. This is where Lamb Financial Group comes in.

In addition to various insurance programs for nonprofits and social services organizations, we also offer risk management services ranging from background and motor vehicle records checks and claims consulting to site safety evaluations and more. Those who take a part in their organization’s risk management plans are invited to visit our website for more information on our risk management services, or you can contact us at 1-866-481-5262.