Fall Sports Safety Tips

fall sports safety

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The start of a new school year means the start of the fall sports season, which also means there are some important safety concerns that should be considered. A recent study completed by Safe Kids Worldwide determined that every year, there are 1.35 million emergency visits because of serious sports injuries. That is approximately one child getting injuring while playing a sport every 25 seconds!

When planning for your organization’s fall sports programs, it is extremely vital to be aware of the most common injuries that can occur, as well as other health risks associated with sports, and to take the necessary precautions to create the safest environment possible. Although injuries can run the gamut, a few of the most common safety and health concerns are sprains and strains and heat-related health issues. Ensuring the playing field or court is free of obstacles and hazards that may cause falls or twists and making sure there is plenty of water available, are just a couple of ways to help reduce the number of injuries and illnesses during sports activities.

Additionally, it helps to know a bit about your participants’ health history in order to prevent sports related injuries and illnesses. For example, children that are generally inactive, have a chronic illness, or are recovering from a previous injury or illness can be particularly susceptible to injury or illness. Having a history on the children participating can help you take the proper measures to prevent any incidents.

Another common risk in sports is the risk of concussion. Although they occur in all sports and range in severity, concussions are most common in football, one of America’s most favorite fall sports. If you have children participating in contact sports such as football or hockey through your organization, you should ensure they have proper safety helmets and other protective gear to limit the chances of receiving a serious concussion. It is also critical to make sure your staff is aware of the symptoms of concussion and knows how to handle a concussion injury. Additionally, any fall sports program should have emergency contact information on hand for all participants.

A review of safety and emergency practices before the start of the fall sports programs would ensure everyone involved is aware of what steps to follow in case of an injury. Staffing First Aid- and CPR-certified employees and volunteers and making sure there is always a well-stocked first aid kit are also important safety measures, as we mentioned in our previous article on spring coaching safety.

To ensure your nonprofit insurance covers your fall sports season adequately, call the professionals at Lamb Financial Group at 866-481-5262 or contact us online.

Why Background Checks Matter for Nonprofit Employees that Work With Kids

background checks for employees working with children

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Most companies and businesses conduct background checks as a part of the hiring process, but it’s especially important to conduct background checks on employees that work with children. By doing so, you are helping your nonprofit’s reputation and giving parents peace of mind, ensuring that children will be in a safe environment.

Consider this: While many that work with children have pure intentions, a 2011 Government Accountability Office Report found that some sex offenders were working in child care. In Washington, D.C. alone, they found 24 potential cases of sex offenders that were involved in childcare programs. Background checks can help prevent instances like this.

Moreover, in most states the law requires that background checks are conducted on nonprofit employees if the organization offers services for children, according to the Nonprofit Risk Management Center. Additionally, some insurers may require you to do checks as part of your sexual molestation liability insurance.

With this in mind, keeping the children protected while in your care is your primary concern. The best way to do this is to do a comprehensive check on each staff member. By doing so, it can help you find whether they have a history of violent crimes, sexual offense convictions or have had cases of child neglect or abuse. Not to mention, by doing these checks, it will help you make sure you are hiring the right people to staff your organization.

You can conduct background checks several ways. Child Care Aware of America recommends you begin the check with fingerprints. By scanning their fingerprints to check state and federal records it can help pull up any arrest or warrant information. Further, it’s imperative to check the sex offender registry and the child abuse and neglect registry. By doing a more thorough check, you are showing parents that you care about the safety of their children.

Lamb Financial Group can help nonprofits and social services organizations providing child care and other children’s services ensure they have the right people for the job. We offer background checks on request for our clients as a part of our risk management services. Contact us at 1-866-481-5262 for more information.

Tips for Choosing an Insurance Broker for Your Organization

social services organization insurance

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While some needs of social service organizations can be similar to other businesses, the risks and exposures are very different. Because the risks and exposures are so unique, they require specific types of insurance coverage. For this reason, it’s most beneficial to have the help of an insurance professional who specializes in covering social services to ensure your organization is not under-covered or over-covered.

Many social service organizations find it beneficial to work with an insurance broker, rather than an insurance agent, when purchasing insurance. Insurance brokers exist to expedite the search while also producing better results because they have access to multiple carriers, unlike insurance agents, and are more familiar with plans and products available from the carriers they represent. However, not all insurance brokers produce the same results, so it is essential for social service organizations to learn the characteristics that distinguish great insurance brokers.

Here are tips to help social service organizations choose the right insurance broker:

– Go to an insurance broker that understands your organization’s industry. For example, a New York insurance broker with social service experience is best positioned to understand the needs of an assisted living facility in New York.
– Choose established and experienced insurance brokers over newcomers. Established insurance brokers have better connections, and can provide better services and more information.
– Spend the time learning as much as you can about an insurance broker before you decide if it’s the right one for your organization. Make sure you understand their fees and services, and ask them questions about their markets and clients. If possible, find out about these clients’ experiences or ask for referrals. A good insurance broker will be honest and upfront.
– Ask how the insurance broker keeps their clients up-to-date as well as how they follow up on services. Good insurance brokers not only go out of their way to get their clients the best insurance policies, but they are also easily accessed and always poised to respond promptly should their clients have issues or concerns.

Nonprofit and social services organizations in New York, New Jersey, Pennsylvania, and beyond, who are looking for an experienced insurance broker can contact Lamb Financial Group. We are insurance brokers who specialize in nonprofit and social services organizations. Our team has the experience and knowledge needed to help clients find the right insurance for their organizations’ specific needs. Contact us today at 1-866-481-5262.