Fall Sports Safety Tips

fall sports safety

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The start of a new school year means the start of the fall sports season, which also means there are some important safety concerns that should be considered. A recent study completed by Safe Kids Worldwide determined that every year, there are 1.35 million emergency visits because of serious sports injuries. That is approximately one child getting injuring while playing a sport every 25 seconds!

When planning for your organization’s fall sports programs, it is extremely vital to be aware of the most common injuries that can occur, as well as other health risks associated with sports, and to take the necessary precautions to create the safest environment possible. Although injuries can run the gamut, a few of the most common safety and health concerns are sprains and strains and heat-related health issues. Ensuring the playing field or court is free of obstacles and hazards that may cause falls or twists and making sure there is plenty of water available, are just a couple of ways to help reduce the number of injuries and illnesses during sports activities.

Additionally, it helps to know a bit about your participants’ health history in order to prevent sports related injuries and illnesses. For example, children that are generally inactive, have a chronic illness, or are recovering from a previous injury or illness can be particularly susceptible to injury or illness. Having a history on the children participating can help you take the proper measures to prevent any incidents.

Another common risk in sports is the risk of concussion. Although they occur in all sports and range in severity, concussions are most common in football, one of America’s most favorite fall sports. If you have children participating in contact sports such as football or hockey through your organization, you should ensure they have proper safety helmets and other protective gear to limit the chances of receiving a serious concussion. It is also critical to make sure your staff is aware of the symptoms of concussion and knows how to handle a concussion injury. Additionally, any fall sports program should have emergency contact information on hand for all participants.

A review of safety and emergency practices before the start of the fall sports programs would ensure everyone involved is aware of what steps to follow in case of an injury. Staffing First Aid- and CPR-certified employees and volunteers and making sure there is always a well-stocked first aid kit are also important safety measures, as we mentioned in our previous article on spring coaching safety.

To ensure your nonprofit insurance covers your fall sports season adequately, call the professionals at Lamb Financial Group at 866-481-5262 or contact us online.

Tips for Choosing an Insurance Broker for Your Organization

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While some needs of social service organizations can be similar to other businesses, the risks and exposures are very different. Because the risks and exposures are so unique, they require specific types of insurance coverage. For this reason, it’s most beneficial to have the help of an insurance professional who specializes in covering social services to ensure your organization is not under-covered or over-covered.

Many social service organizations find it beneficial to work with an insurance broker, rather than an insurance agent, when purchasing insurance. Insurance brokers exist to expedite the search while also producing better results because they have access to multiple carriers, unlike insurance agents, and are more familiar with plans and products available from the carriers they represent. However, not all insurance brokers produce the same results, so it is essential for social service organizations to learn the characteristics that distinguish great insurance brokers.

Here are tips to help social service organizations choose the right insurance broker:

– Go to an insurance broker that understands your organization’s industry. For example, a New York insurance broker with social service experience is best positioned to understand the needs of an assisted living facility in New York.
– Choose established and experienced insurance brokers over newcomers. Established insurance brokers have better connections, and can provide better services and more information.
– Spend the time learning as much as you can about an insurance broker before you decide if it’s the right one for your organization. Make sure you understand their fees and services, and ask them questions about their markets and clients. If possible, find out about these clients’ experiences or ask for referrals. A good insurance broker will be honest and upfront.
– Ask how the insurance broker keeps their clients up-to-date as well as how they follow up on services. Good insurance brokers not only go out of their way to get their clients the best insurance policies, but they are also easily accessed and always poised to respond promptly should their clients have issues or concerns.

Nonprofit and social services organizations in New York, New Jersey, Pennsylvania, and beyond, who are looking for an experienced insurance broker can contact Lamb Financial Group. We are insurance brokers who specialize in nonprofit and social services organizations. Our team has the experience and knowledge needed to help clients find the right insurance for their organizations’ specific needs. Contact us today at 1-866-481-5262.

Risks Associated with Having a Swimming Pool at Your Facility

insurance and risk management for social service organizations

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Nonprofits, like YMCAs and YWCAs for example, that are dedicated to promoting health and wellness in their communities will want to offer a number of programs and activities to help individuals achieve their fitness goals. One of the most popular and most common fitness features to offer is a swimming pool. For patrons, the pool is a place to combine fun with fitness. If operational and safety standards aren’t met, however, the swimming pool can present a number of risks to both the organization and its community members.

If proper chemical and pH levels are not maintained, for example, swimmers could be at risk of coming into contact with a virus or other illness that can be transmitted through water. All pool staff members need to be trained on how and at what intervals to check chemical and pH levels and what to do if levels become off balance in order to keep the water safe to swim in.  Community centers should also be aware of their state health department’s regulations regarding certifications for pool operators.

The pool deck can easily become a slip, trip, or fall waiting to happen just by being wet. This is why it is important to make sure that members walk slowly and carefully. Community centers should also make sure to keep the pool deck area free of anything else that could cause a slip or a trip, such as water hoses or mats.

Pools are often places that pose the risk of a head injury. Each year, we hear reports of swimmers diving into shallow waters and suffering a traumatic head, neck, or back injury, or worse. Signage should be posted in very visible places around the pool letting swimmers know whether or not diving is allowed in a certain area or not at all, and these rules should be strictly enforced by lifeguards.

One of the biggest risks that comes with a pool is the risk of drowning. The Centers for Disease Control and Prevention says those at the greatest risk are males, children between the ages of one and four, and minorities. To prevent drowning, your pool should be staffed with certified lifeguards who are trained on how to scan the pool, recognize swimmers in distress and act accordingly. They should also be instructed to rotate posts as necessary so that all swimmers can be monitored at all times. Additionally, the deep end of the pool should be clearly marked so non-swimmers know their boundaries. Community centers can even consider requiring swim tests for younger or first-time swimmers or simply encourage swimming lessons or lifejackets.

This is just scratching the surface. There are a number of other health and safety considerations to think about when operating a pool at your facility. In addition to those listed above, you should also make sure your facility is covered with the right types of insurance, such as general liability. Lamb Financial Group is here to help you with your nonprofit insurance needs. Contact us to learn more about our offerings.