Employee Misconduct and Insurance for Nonprofits

Posted on March 25th, 2014 by

When hiring employees, human service organizations go through great pains to find the right candidates, sometimes  leaving vital positions unfilled for months as they continue their search. Despite Background checks and rigorous interviews,  whenever a company hires someone there is some risk.

In a variety of cases throughout the country,  nonprofits have been gravely compromised by not only the failings of some employees, but by the failure of their insurers to cover for particular concerns. Very often Buying insurance for nonprofits is more  complicated than buying insurance for other kinds of organizations.

Having the right insurance coverage and a well structured risk management program is essential to protect you and your organization. Lamb Financial Group provides cutting edge expertise in risk management for nonprofits and for profit social service and healthcare organizations nationwide.

Top Data Security Threats

Posted on December 19th, 2013 by
Source: Hacker by chanpipat

Data breaches happen more often today than you may think and they can severely affect your non profit organization. Negligent employees or those with intent to harm your company are usually the causes of these breaches. Knowing how to avoid data breach and having the proper cyber liability insurance can save your non profit organization money, time, and customers.

Employee negligence is a major threat to your non profit organization. Opening links that contain viruses is one of the primary ways employee negligence contributes to a data breach. In addition, the prevalent use of mobile devices such as phones, lap tops, flash drives, and CDs are contributing to more breaches. These items are now carrying more sensitive information than ever. If an employee leaves one of these mobile items behind, sensitive information can be readily available to the public. Reporting the loss of mobile devices can help recover data and keep it from spreading to unintended to persons. Enforcing security policies for employees to follow will also reduce the risk of a breach.

Furthermore, lack of security against hackers and failure to back up data can contribute to a security breach. It is important to have a trustworthy IT staff who can keep systems updated and install the proper anti malware that will protect sensitive information. Below are a few other ways that can help you …

Safely Accommodating Employees with Disabilities at Your Nonprofit

Posted on December 17th, 2013 by
nonprofit risk management and site safety evaluations

One goal any organization should have in place is to provide a safe working environment for its employees. However, if your organization employs a person with a disability of any kind, there may be risks or exposures you haven’t considered yet that may cause the working environment to be less safe for them. The Americans with Disabilities Act (ADA) requires, “accommodations for both current and prospective disabled employees to perform the ‘essential functions’ of a job.” This is important to consider to make the workplace equally safe for these individuals and reduce risk.

The most important step to creating a safer working environment is to conduct an in-depth risk assessment with disabled employees in mind. Points the risk assessment should cover include the individual’s work-related tasks and activities; work equipment they will use, as well as other physical hazards; whether or not further information and/or training on the individual’s needs are necessary; and other general risk assessments.

Once your risk assessment is completed, you’re ready to start making accommodations that will make the disabled individual’s work environment safer. Some of these changes are simple and low cost, while others may be a bit more costly, but necessary. Examples include:

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