Home Health Care Employment is Growing – Are the Exposures Growing, Too?

home healthcare insurance Last year, home health care ranked as one of the most profitable franchises in the country, according to USA Today.

The home health care industry is still somewhat new, yet it’s already proving to yield higher returns on investments than many other franchise businesses. As the CDC reported recently, the Bureau of Labor Statistics projects that home health care employment will increase by 55 percent between 2006 and 2016 to become “the fastest growing occupation of the next decade.”

The success of home health care businesses in recent years is being attributed to a multitude of factors. The CDC says, “An aging population and rising hospital costs have created new and increasing demand for innovative healthcare delivery systems in the United States.”

The surge of home health care businesses is coming at an appropriate time, as the economy still lags, wallets are still strapped, and the need for long-term health care continues to grow.  Another factor contributing to the success of home health care businesses is likely the savings associated with conducting business in the homes of patients, instead of maintaining offices.

While working out of a patient’s home has its advantages, it has disadvantages when it comes to exposures. As OSHA notes, the fact that home health care workers have little control over their work environment means that there is a potential for several safety and health hazards. Here are just a few that OSHA points out:

  • Infectious diseases
  • Exposure to blood pathogens
  • Needle injuries
  • Biological hazards
  • Latex sensitivity
  • Dirty and/or dangerous conditions
  • Violence
  • Hostile animals

OSHA identified the most common injury among home health care employees to be musculoskeletal injuries from patient lifting. But the entire scope of risks will always vary depending on the company and their clients. For example, a home health care business must consider driving hazards if workers are required to tend to patients at multiple homes.

For help identifying and managing risks for home health care businesses, as well as obtaining the proper insurance to keep your company and your employees safe, contact Lamb Financial Group at 1-866-481-5262.



Photo via Africa Studio / Shutterstock

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